METRO ATLANTA EXPERT ATTORNEY HANDLING UNINSURED MOTORIST CASES
On average there are approximately 1,200 accidents on these busy Georgia highways every single day. Yes, a whopping 1,200!! Now that you have absorbed the insanely ridiculous amounts of accidents that occur each day, consider how many of those drivers are hitting the Atlanta streets each day without any insurance. Yes, some have fallen on hard times – job losses due to COVID-19, some simply do not earn enough to pay such high premiums, and others……well, to put it nicely, they are blatantly irresponsible.
Where does that leave you when you have been struck by and uninsured motorist? It depends. It will depend on whether you decided to pay a few extra dollars for Uninsured Motorist coverage with your automobile insurance company to cover yourself in the event something like this happened. If you paid the extra money and have Uninsured Motorist Coverage on your policy, the insurance company will pay for both your property damage and injuries, so long as you were not at fault. You will only be responsible for paying your deductible, which is generally around $250.00.
On the other hand, if you chose not to get the coverage, then you are in the midst of what I call a doozie. Your insurance company is unable to afford coverage for the loss. Who can you collect from? How likely is it that you will sue the at fault driver and collect from him in court if he didn’t have valid insurance? Highly unlikely, right? That is why it is imperative that you shell out the additional money upfront to avoid such a predicament.
- Review your policy.
- Speak with your agent.
- Be reminded each day that many of the vehicles around you do not have any insurance coverage and think about the consequences.
- Add Uninsured Motorist coverage to your policy for your protection.
If you have been injured in an accident have questions about your options because the other driver does not have insurance, contact us immediately at The McCloud Law Firm.
Don’t hesitate. Filing an uninsured motorist claim with your insurer must be done timely.